• 3 cups cooked rice (jasmine or long-grain)
• 3 cups small broccoli florets (fresh or thawed frozen)
• 2 1/2 cups cooked chicken, diced or shredded
• 1 small onion, finely chopped
• 2 garlic cloves, minced
• 1 1/2 cups sharp cheddar, shredded (plus extra for topping)
• 1/4 cup plain Greek yogurt or sour cream
• 1/2 teaspoon kosher salt
• 1/2 teaspoon black pepper

For the Creamy Sauce:

• 3 tablespoons unsalted butter
• 3 tablespoons all-purpose flour
• 1 1/2 cups low-sodium chicken broth
• 1 cup milk (whole or 2%)
• 1/2 teaspoon garlic powder
• 1/2 teaspoon onion powder
• 1/2 teaspoon dried thyme or Italian seasoning
• Pinch of paprika
• Salt and pepper to taste

Optional Crunchy Topping:

• 1/2 cup panko or crushed crackers
• 1 tablespoon unsalted butter, melted
• 2 tablespoons grated Parmesan (optional)